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  2. RoadLoans - Wikipedia

    en.wikipedia.org/wiki/RoadLoans

    RoadLoans is a direct-to-consumer auto lender operating online and specializing in subprime auto loans. Established in 2000, RoadLoans finances and services new and used car loans as well as offering auto refinance options. [1] The Dallas-based company is a provider of subprime auto loans in the United States. [2]

  3. Santander launches digital bank in US to gain cheaper funding ...

    www.aol.com/news/santander-launches-digital-bank...

    Spain's Santander launched its digital bank in the United States on Monday, which will help it to fund over $30 billion of auto lending assets and broaden its retail business in the country, U.S ...

  4. Santander Consumer Auto Receivables Trust 2021-A - AOL

    www.aol.com/news/santander-consumer-auto...

    Moody's Investors Service, ("Moody's") has assigned definitive ratings to the notes issued by Santander Consumer Auto Receivables Trust 2021-A (SCART 2021-A). This is the first SCART auto loan ...

  5. Santander will have a full-service digital bank in US by end ...

    www.aol.com/news/santander-full-digital-bank-us...

    Santander formally launched its digital bank, offering high-yield savings accounts in the United States, which could help fund up to $30 billion in loans for vehicle purchases and broaden its ...

  6. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...

  7. Banco Santander - Wikipedia

    en.wikipedia.org/wiki/Banco_Santander

    On 10 November 2009, HSBC Finance Corporation announced its auto finance entities had reached an agreement with Santander Consumer USA Inc.(SC USA) to sell HSBC US auto loan servicing operations, US$1 billion in auto loan receivables for US$904 million in cash, and enter into a loan servicing agreement for the remainder of its liquidated US ...

  8. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    Car loans are a type of amortizing loan. Let’s say you took out an auto loan for $20,000 with an APR of 6 percent and a five-year repayment timeline. Here’s how you would calculate loan ...

  9. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    The borrower then pays off the financial institution the same as for a direct loan. [citation needed] Typically, the indirect auto lender will set an interest rate, known as the "buy rate". The auto dealer then adds a markup to that rate, and presents the result to the customer as the "contract rate".