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  2. Drainage equation - Wikipedia

    en.wikipedia.org/wiki/Drainage_equation

    The drainage formula can be amplified [10] to account for (see figure on the right): the additional energy associated with the incoming percolation water , see groundwater energy balance; multiple soil layers; anisotropic hydraulic conductivity, the vertical conductivity (Kv) being different from the horizontal (Kh)

  3. Mortgage calculator - Wikipedia

    en.wikipedia.org/wiki/Mortgage_calculator

    The latter amount, the interest component of the current payment, is the interest rate r times the amount unpaid at the end of month N–1. Since in the early years of the mortgage the unpaid principal is still large, so are the interest payments on it; so the portion of the monthly payment going toward paying down the principal is very small ...

  4. Amortization calculator - Wikipedia

    en.wikipedia.org/wiki/Amortization_calculator

    An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process.. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.

  5. How to calculate interest on a loan: Tools to make it easy

    www.aol.com/finance/calculate-interest-loan...

    For example, if you take out a five-year loan for $20,000 and the interest rate on the loan is 5 percent, the simple interest formula would be $20,000 x .05 x 5 = $5,000 in interest. Who benefits ...

  6. Amortization schedule - Wikipedia

    en.wikipedia.org/wiki/Amortization_schedule

    An amortization schedule indicates the specific monetary amount put towards interest, as well as the specific amount put towards the principal balance, with each payment. Initially, a large portion of each payment is devoted to interest. As the loan matures, larger portions go towards paying down the principal.

  7. How strong are your finances, really? Part two: 4 more money ...

    www.aol.com/finance/more-financial-questions-to...

    You can calculate this ratio by adding up the value of your investments (not including your home equity) and dividing that by your net worth. Generally, you want this ratio to be at least 50% ...

  8. Sewerage - Wikipedia

    en.wikipedia.org/wiki/Sewerage

    The main interest of dry shotcrete is the capacity to pump the mortar over a long distance and this is needed when the access points are distant. Perhaps the longest dry shotcrete distance is a job site in Australia in 2014, where 100% calcium aluminate mortar was air transported over 800 meters before being sprayed.

  9. Does homeowners insurance cover septic tanks? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Water backup coverage, or sump pump coverage, is a homeowners insurance endorsement that covers repair or restoration costs if water backs up into your home from sewer or drain lines. Flood insurance