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2. Should You Wait To Buy a Car Until Interest Rates Fall? - AOL

   www.aol.com/finance/wait-buy-car-until-interest...

   If you can't afford to buy a car with cash, financing a vehicle tends to be a lot more expensive than it was a few years ago. Read: 7 Best Cars for Retirees on a BudgetLearn: How To Get $340 a ...

3. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   Studies have shown that the average per-unit finance cost can be higher when financing through a dealership than independent lenders. For example, one study found that the price increased by $674 when dealer financing was used, potentially due to additional products or services (an average of 4.63 add-ons per deal) in the financing package. [4]

4. Car Loan Debt Is Soaring — Here’s What You Should ... - AOL

   www.aol.com/finance/car-loan-debt-soaring...

   Many Americans continue to rack up debt, including by taking on car loans they can't afford. Nationwide, auto loan debt reached nearly $1.6 trillion in the third quarter of 2023, a $71 billion...

5. Best cash-out refinance lenders of 2024 - AOL

   www.aol.com/finance/best-cash-refinance-lenders...

   Lender. Credit requirements. Bankrate Score. Better. 620 for conventional loans, 580 for FHA loans. 4.6. Old National Bank. 620 for conventional loans, 640 for FHA loans, 680 for VA loans

6. Title loan - Wikipedia

   en.wikipedia.org/wiki/Title_loan

   A title loan (also known as a car title loan) is a type of secured loan where borrowers can use their vehicle title as collateral. [1] Borrowers who get title loans must allow a lender to place a lien on their car title, and temporarily surrender the hard copy of their vehicle title, in exchange for a loan amount. [2]

7. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   There are two types of auto loans, direct and indirect. In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a connected company) acts as an intermediary between the bank or financial institution and the consumer.

8. Hard money lending: Guide to hard money loans and lenders - AOL

   www.aol.com/finance/hard-money-lending-guide...

   Similar to payday lenders: Like payday lenders offering personal loans, hard money lenders have little oversight or regulation to adhere to, says Bruce Ailion, a real estate attorney and Realtor ...

9. Online Lenders Alliance - Wikipedia

   en.wikipedia.org/wiki/Online_Lenders_Alliance

   The Online Lenders Alliance (OLA) is an industry association that represents members of the online financial services community. The OLA sets best practices and standards for online lending businesses and monitors the Internet for bad actors operating in the field.