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  2. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    There are two types of auto loans, direct and indirect. In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a connected company) acts as an intermediary between the bank or financial institution and the consumer.

  3. Business loan - Wikipedia

    en.wikipedia.org/wiki/Business_loan

    Business loans from credit unions received the second highest level of satisfaction from borrowers after loans from small banks. [3] Methods of business loan assessment, monitoring, risk management, and pricing affect the growth and performance of banks and other lenders. They also affect access to finance by would-be borrowers.

  4. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Talk to a title office: “Title offices record loans for hard money lenders regularly and can give you referrals to hard money lenders who lend in your area,” says Robert Taylor, a full-time ...

  5. Debt - Wikipedia

    en.wikipedia.org/wiki/Debt

    Debt is an obligation that requires one party, the debtor, to pay money borrowed or otherwise withheld from another party, the creditor.Debt may be owed by a sovereign state or country, local government, company, or an individual.

  6. Hard money loan - Wikipedia

    en.wikipedia.org/wiki/Hard_money_loan

    A hard money lender determines the value of the property through a BPO (broker price opinion) or an independent appraisal done by a licensed appraiser in the state in which the property is located. [8] The interest rates on hard money loans are typically higher than the rates charged for traditional business loans.

  7. Financial services - Wikipedia

    en.wikipedia.org/wiki/Financial_services

    A commercial bank is what is commonly referred to as simply a bank. The term "commercial" is used to distinguish it from an investment bank, a type of financial services entity which instead of lending money directly to a business, helps businesses raise money from other firms in the form of bonds (debt) or share capital (equity).

  8. How the Los Angeles Fires Compare to Historic Wildfires - AOL

    www.aol.com/news/los-angeles-fires-compare...

    The most-recent fires certainly lended themselves to such rapid spread due to the lack of precipitation in Southern California and Santa Ana winds that measured more than 80 miles per hour.

  9. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Zopa, founded in February 2005, was the first peer-to-peer lending company in the United Kingdom. [13] Funding Circle, launched in August 2010, became the first significant peer-to-business lender and offering small businesses loans from investors via the platform. [14] Funding Circle has originated over £6.3 billion in loans. [15] [16]