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2. Flexible mortgage - Wikipedia

   en.wikipedia.org/wiki/Flexible_mortgage

   A specific type of flexible mortgage common in Australia and the United Kingdom is an offset mortgage. The key feature of an offset mortgage is the ability to reduce the interest charged by offsetting a credit balance against the mortgage debt, with interest charged based on the outstanding net debt.

3. Flex Modification Program (FMP): Everything you need to know

   www.aol.com/finance/flex-modification-program...

   The most beneficial aspect of the Flex Modification program is that it allows you to lower your monthly mortgage payment, which in turn can offer financial relief. In addition, some lenders may ...

4. Offset loan - Wikipedia

   en.wikipedia.org/wiki/Offset_loan

   An offset loan is a type of lending arrangement, usually for a mortgage, in which a borrower also maintains a savings account with the lender.Instead of receiving interest on the savings account, the interest payment due on the loan is calculated only on the net balance of the loan minus the savings account.

5. UK mortgage terminology - Wikipedia

   en.wikipedia.org/wiki/UK_mortgage_terminology

   Flexible mortgage – a mortgage that allows additional capital payments without penalty and often allows payment holidays or underpayments. Adverse credit mortgage – mortgages aimed at borrowers with credit problems, e.g. county court judgements.

6. Portfolio mortgages: What they are and how they work

   www.aol.com/finance/portfolio-mortgages...

   Portfolio loans offer more flexible underwriting standards and faster funding times than conventional loans, but often come with higher interest rates, closing costs and down payments.

7. What are guaranteed mortgage loans? - AOL

   www.aol.com/finance/guaranteed-mortgage-loans...

   Many mortgages with less than 20 percent down are made possible by a guarantee. ... offering borrowers more flexible qualifying terms. These loans are backed by a third party, most often the U.S ...

8. Adjustable-rate mortgage - Wikipedia

   en.wikipedia.org/wiki/Adjustable-rate_mortgage

   A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. [1] The loan may be offered at the lender's standard variable rate/base rate. There may be a direct ...

9. Do you qualify for homebuyer assistance? You might — even if ...

   www.aol.com/finance/can-i-qualify-for-homebuyer...

   Flexible eligibility. Some loan programs give you flexible qualification requirements. For example, USDA and Federal Housing Administration loans allow low credit scores.