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Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...
These reports are generated by various credit bureaus such as D&B, Experian, Equifax. These credit management companies are in the business of gathering the most predictive information on individuals and companies beforehand in order to assure that a company that has an interest in providing credit to another company or individual will have ...
TDX Group was acquired by Equifax in 2014. TDX Creditor Solutions core technology platforms are used for the management and streamlining of debt collection, debt sale and insolvencies by creditors from the following industries: financial services, [ 3 ] [ 4 ] telecommunications, media., [ 5 ] utilities, [ 6 ] public sector and healthcare.
Equifax Workforce Solutions, formerly known as TALX (pronounced "talks"), is a wholly owned subsidiary of Equifax. [ 1 ] [ 2 ] [ 3 ] It is based in St. Louis , Missouri. [ 4 ] The company was originally founded in 1972 under the name Interface Technology Inc.
Certegy was a public corporation created in 2001 when Equifax spun off their payment services division. The corporation had two divisions of its own: check verification and credit cards. In September 2005, a merger with Fidelity Information Services, a subsidiary of Fidelity National Financial, was announced. The merger was completed in 2006.
The Work Number is an American employment verification database created in 1985 by Talx Corporation. [1] [2] [3] Talx, (now Equifax Workforce Solutions) was acquired by Equifax Inc. in February 2007 for US$1.4 billion.
The credit bureau matches the name, address and other identifying information on the credit applicant with information retained by the bureau in its files. The gathered records are then used by lenders to determine an individual's credit worthiness; that is, determining an individual's ability and track record of repaying a debt. The ...
In July 2016, FinCEN enacted new rules regarding beneficial ownership: [2] Financial institutions must collect from the legal entity customer the name, date of birth, address, and social security number or other government identification number (passport number or other similar information in the case of foreign persons) for individuals who own ...