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Drivers who do not own a car but are licensed may be able to obtain a non-owner car insurance policy. These policies may be useful for those who frequently borrow or rent cars.
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.
Endorsements - Additional forms attached to the policy that modify it in some way, either unconditionally or upon the existence of some condition. [30] [31] Endorsements can make policies difficult to read for nonlawyers; they may revise, expand, or delete clauses located many pages earlier in one or more coverage forms, or even modify each ...
Coverage options: Look for car insurance companies that offer the coverage types you want or need for your situation. Some companies offer more endorsement options, while others offer more slimmed ...
The types of auto coverage you choose to carry depend on your individual needs. To comply with the law, you must carry the minimum limits required by your state. However, most insurance ...
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