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  2. Harry Potter fan fic ‘Manacled’ has the internet under its ...

    www.aol.com/news/harry-potter-fan-fic-manacled...

    There’s something in the DNA of SenLinYu’s “Manacled” that has readers around the globe simply bewitched. This story is fan fiction, a near 900-page alternate ending to the “Harry Potter ...

  3. Archive of Our Own - Wikipedia

    en.wikipedia.org/wiki/Archive_of_Our_Own

    Archive of Our Own (AO3) is a nonprofit open source repository for fanfiction and other fanworks contributed by users. The site was created in 2008 by the Organization for Transformative Works and went into open beta in 2009 and continues to be in beta. [ 2 ]

  4. Organization for Transformative Works - Wikipedia

    en.wikipedia.org/wiki/Organization_for...

    The Organization for Transformative Works offers the following services and platforms to fans in a myriad of fandoms: . Archive of Our Own (AO3): An open-source, non-commercial, non-profit, multi-fandom web archive built by fans for hosting fan fiction and for embedding other fanwork, including fan art, fan videos, and podfic.

  5. Comparison of accounting software - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_accounting...

    Double-entry bookkeeping system, small business accounting, time tracking, project management, invoicing, expense management, bank feeds, payroll, stock, HMRC tax filing Web-based FreshBooks: Software as a Service: Yes Yes Yes Small Businesses (Small Businesses) Cloud accounting specialist for small business owners. Web-based Gem Accounts

  6. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

  7. Passbook loans: Paying to borrow your own money - AOL

    www.aol.com/finance/passbook-loans-paying-borrow...

    Before making up your mind, consider both the short- and long-term effects of borrowing against your own money to determine if a passbook loan is best for you. Pros. Lower interest rates. The ...

  8. Off-balance-sheet - Wikipedia

    en.wikipedia.org/wiki/Off-balance-sheet

    In contrast, securitization enables banks to remove loans from balance sheets and transfer the credit risk associated with those loans. Therefore, two types of items are of interest: on balance sheet and off balance sheet. The former is represented by traditional loans, since banks indicate loans on the asset side of their balance sheets.

  9. Amortization (accounting) - Wikipedia

    en.wikipedia.org/wiki/Amortization_(accounting)

    In accounting, amortization is a method of obtaining the expenses incurred by an intangible asset arising from a decline in value as a result of use or the passage of time. Amortization is the acquisition cost minus the residual value of an asset, calculated in a systematic manner over an asset's useful economic life.