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  2. TransUnion CIBIL - Wikipedia

    en.wikipedia.org/wiki/TransUnion_CIBIL

    Higher CIBIL scores make your loan journey easy and smooth. They also help you secure lower interest rates on your unsecured loans. Your CIBIL score is affected by your loan history. It is influenced by various factors such as past settlements of loans or credit cards, delayed payments or overdue amounts, and unpaid loans.

  3. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    Transunion bought CIBIL. Although all the four credit information companies have developed their individual credit scores, the most popular is CIBIL credit score. The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best ...

  4. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to consumers. Lenders contend that widespread use of credit scores has made credit more widely available and less expensive for many consumers.

  5. 3 Lesser-Known Pitfalls of Having a Credit Score Under 600 - AOL

    www.aol.com/3-lesser-known-pitfalls-having...

    Having a credit score under 600 makes borrowing money tough. But clearly, there are financial consequences beyond that. So it pays to do what you can to give your credit score a lift.

  6. 10 Things You Can’t Buy If Your Credit Score Is Under 600 ...

    www.aol.com/finance/10-things-t-buy-credit...

    Having a credit score under 600 can severely limit your purchasing power and financial flexibility. A score in this "fair" credit range is often seen as high-risk by lenders, meaning you'll face...

  7. California man with $170K in tax debt mulls bankruptcy after ...

    www.aol.com/finance/california-man-170k-tax-debt...

    To make matters worse, the man also has more than $25,000 in credit card debt, not to mention a credit score hovering around 600 thanks to the loans he took out in order to cover expenses.

  8. Tanda (informal loan club) - Wikipedia

    en.wikipedia.org/wiki/Tanda_(informal_loan_club)

    When they come to an agreement of who will be in the tanda and how much it will be (either weekly, monthly, yearly), they have to come up with the order of who is going to receive the money. Participants can either raffle the numbers or make the decision in who needs the money most. It all depends on the group's decisions. [3]

  9. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    Type of Loan. Minimum Credit Score. Conventional. 620. Jumbo. 700. FHA. 580 (or 500 with 10 percent down) VA. 620 (VA doesn’t require a minimum credit score, but lenders do)

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