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  2. Looking to refinance your FHA mortgage? Make it easier and ...

    www.aol.com/finance/looking-refinance-fha...

    FHA loans have an annual mortgage insurance premium and USDA loans require an annual guarantee fee, which you’ll pay for with your monthly mortgage payment. Refinancing into a conventional loan ...

  3. Guide to refinancing an FHA loan to a conventional loan - AOL

    www.aol.com/finance/guide-refinancing-fha-loan...

    By refinancing an FHA loan to a conventional loan, you could get a lower interest rate and save money on mortgage insurance payments. Requirements to refinance include having a minimum 620 credit ...

  4. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    Government-backed loans have their own requirements. Is now a good time to refinance? It depends on your mortgage product and financial situation. To decide if the time is right, conduct a cost ...

  5. Streamline refinancing - Wikipedia

    en.wikipedia.org/wiki/Streamline_refinancing

    Streamline refinancing has become more popular because reuse of the original home's appraisal may be the only way someone underwater on the property can refinance it at all. [2] Streamline refinancing is an option for borrowers who want to take advantage of low interest rates, get out of an adjustable rate mortgage (ARM) or graduated payment ...

  6. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

  7. How and When To Refinance a Mortgage Loan - AOL

    www.aol.com/finance/refinance-mortgage-loan...

    Refinancing a mortgage loan only makes good sense if you can get a lower interest rate than what you already have. So, say you took on a loan with 7% interest — a very high rate — refinancing ...

  8. How to get a VA home loan - AOL

    www.aol.com/finance/va-home-loan-194111486.html

    Credit score: While the government sets no minimum credit score for getting a VA loan, the individual lender, which actually approves the mortgage, probably does. If your credit score isn’t in ...

  9. Mortgage and refinance rates for Dec. 17, 2024: Average ... - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    The current average interest rate for a 30-year fixed mortgage is 6.79% for purchase and 6.76% for refinance, down 1 basis point from 6.80% for purchase and 1 basis point from 6.77% for refinance ...

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