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  2. Debt consolidation vs. debt payoff vs. debt counseling: What ...

    www.aol.com/finance/debt-consolidation-vs-debt...

    Key loan details. Requirements • Interest rates from 6% APR to 36% APR, depending on credit • Loan amounts from $1,000 to $50,000 • Repayment terms from 2 to 12 years

  3. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    Look for debt settlement companies accredited by recognized industry organizations, such as the American Fair Credit Council (AFCC) or the International Association of Professional Debt ...

  4. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    Key takeaways. Debt relief can take three forms: debt settlement, consolidation and management. Working with a debt management company can result in less debt or a faster payoff — but there are ...

  5. Best debt relief companies for credit card debt 2024 - AOL

    www.aol.com/finance/best-debt-relief-companies...

    In 2024, credit card debt accounted for 6.36% of all United States household debt, up from 5.8% in 2020. Credit card balances surged during the pandemic and, by the end of 2022, Alaska led the ...

  6. These are the best debt relief options — which is ... - AOL

    www.aol.com/finance/different-debt-relief...

    The debt settlement company will tell you to stop paying your creditors to give it negotiation leverage. You can expect your score to take a massive hit when working with a settlement company.

  7. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Contact your state attorney general’s office and local consumer protection agency to identify reputable and reliable debt settlement companies. Many debt settlement services operate on a for ...

  8. Credit Solutions of America - Wikipedia

    en.wikipedia.org/wiki/Credit_Solutions_of_America

    The company had a community service group called "CSA Cares," through which employees volunteered over 20,000 hours with Dallas/Fort Worth area nonprofit organizations. A March 2010, CBS Early Show story on the debt settlement industry criticized Credit Solutions of America's business practices, and provided consumer advice for debt settlement ...

  9. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...

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