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  2. What is a credit reporting agency? - AOL

    www.aol.com/finance/credit-reporting-agency...

    The information in your credit report can affect everything from the credit cards and loans you qualify for to the jobs and apartments you can get. ... The Work Number, HireRight. Tenant screening ...

  3. How to unfreeze credit if you lose your PIN - AOL

    www.aol.com/finance/unfreeze-credit-lose-pin...

    Like Equifax, you can also unfreeze your credit report over the phone or by mail. Here’s how: Over the phone: Call 1-888-EXPERIAN (888-397-3742) and speak to a representative.

  4. Your Social Security Number May Have Been Exposed in a ... - AOL

    www.aol.com/social-security-number-may-exposed...

    Alternatively, you can contact Equifax by phone at 1-888-298-0045 to have your credit account frozen. You'll be asked some questions to verify your identity. Experian

  5. Landlord Credit Bureau - Wikipedia

    en.wikipedia.org/wiki/Landlord_Credit_Bureau

    LCB shares information with Equifax to be included on renters credit reports. Landlords can report their tenants’ payments (or non-payments) to the LCB, and tenants are also able to build a positive Rental Record which will go to Equifax and end up on their credit report. [4] [5]

  6. Tenant screening - Wikipedia

    en.wikipedia.org/wiki/Tenant_screening

    Most landlords rely on a tenant screening company to produce a tenant screening report - to compile relevant credit, [1] public records and other information needed to adequately vet prospective tenants. Information gleaned from the application, tenant screening report, and the landlord's research is used to arrive at a decision based on the ...

  7. Credit freeze - Wikipedia

    en.wikipedia.org/wiki/Credit_freeze

    A credit freeze (also known as a security freeze) allows an individual to control how a consumer reporting agency (also known as a credit bureau such as Equifax, Experian, TransUnion, and Innovis) is able to sell personal financial identity data. [1] The credit freeze locks the data at the consumer reporting agency until the individual gives ...

  8. CFPB, FTC fine TransUnion $23M for tenant screening and ... - AOL

    www.aol.com/news/cfpb-ftc-fine-transunion-23m...

    Federal regulators fined credit-reporting agency TransUnion a total of $23 million for tenant screening and security freeze failures on Thursday. The Consumer Financial Protection Bureau and the ...

  9. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [ 1 ] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...

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