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For example, if your Social Security retirement benefit is expected to be $2,000 per month at full retirement age, the highest possible spousal benefit based on your work record would be $1,000.
If you wait to claim spousal benefits until your full retirement age, you can receive up to half the amount of your spouse's benefit. ... SSA's rules also state that "some valid non-marital legal ...
Image source: Getty Images. 1. How your claiming age impacts your benefit. Just like when applying for personal retirement benefits from Social Security, when you claim spousal benefits can have a ...
Image source: Getty Images. 1. Your spouse must qualify for Social Security retirement benefits. You cannot claim spousal benefits on your partner's work record unless they have a work history ...
For example, if the primary earning spouse has a PIA of $1,500, the other spouse can collect a maximum of $750 in spousal benefits. Below are full retirement ages by birth years:
Let's say the full retirement age is 67 for both you and your spouse, based on your respective years of birth, and at that point, your spouse will be entitled to a monthly benefit of $2,000.
Qualifying for these benefits is pretty straightforward, but determining whether you'll actually receive them is a little more complicated. Here's How to Tell if You Qualify for Spousal Social ...
Image source: Getty Images. 1. Three criteria must be met for spousal benefits. To start, two things must be true for you to qualify for Social Security spousal benefits: You must be married for ...