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  2. Personal loans vs. credit cards: Which is better for you? - AOL

    www.aol.com/finance/personal-loans-vs-credit...

    Personal loans. Credit cards. Average interest rates. 11.91%. 20.75%. Repayment terms. Make fixed monthly payments during a set period, typically between 12 and 84 months

  3. Preparing For Big Purchases: Credit Card Vs. Personal Loan - AOL

    www.aol.com/news/preparing-big-purchases-credit...

    Here are the pros and cons of a personal loan versus a credit card when making a large purchase. When Is A Credit Card Better Than A Personal Loan? Preparing For Big Purchases: Credit Card Vs.

  4. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Using the example above, if you take out a $5,000 debt consolidation loan with a three-year term and an 11 percent fixed interest rate, you’ll pay $164 per month and $892.97 in interest over the ...

  5. PDF - Wikipedia

    en.wikipedia.org/wiki/PDF

    A PDF file is organized using ASCII characters, except for certain elements that may have binary content. The file starts with a header containing a magic number (as a readable string) and the version of the format, for example %PDF-1.7. The format is a subset of a COS ("Carousel" Object Structure) format. [23]

  6. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Credit scores usually range from 300 to 850 showing the customer's creditworthiness. A customer with a high credit score shows that they are creditworthy and banks will have no problem giving them a loan. If a customer has a low credit score then banks would be hesitant to give out a loan and if they do it might be with a higher interest rate. [7]

  7. Document file format - Wikipedia

    en.wikipedia.org/wiki/Document_file_format

    HTML is the most used and open international standard and it is also used as document file format. It has also become ISO / IEC standard (ISO 15445:2000). The default binary file format used by Microsoft Word ( .doc ) has become widespread de facto standard for office documents, but it is a proprietary format and is not always fully supported ...

  8. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That ...

  9. US credit card debt just hit a new record of $1.17 trillion ...

    www.aol.com/finance/us-credit-card-debt-just...

    You’re likely to enjoy a lower interest rate on your debt with a personal loan than what your credit cards are charging you, though the rate you qualify for will hinge largely on your credit score.