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  2. What credit score is needed to refinance your mortgage? - AOL

    www.aol.com/finance/credit-score-refinance...

    Like the VA loan program, USDA loans don’t have a set minimum credit score requirement. Still, many lenders require at least 640. Credit score for cash-out refinance

  3. How to refinance your student loans in 5 steps - AOL

    www.aol.com/finance/refinance-student-loans-5...

    In general, you’ll need to have a credit score in the mid- to high 600s, a debt-to-income ratio of less than 43 percent and a source of steady income to refinance a student loan, but the ...

  4. How to refinance student loans with bad credit - AOL

    www.aol.com/finance/refinance-student-loans-bad...

    A poor credit score could make refinancing your student loans difficult, or you may only qualify for a new loan with subpar terms. A credit score of 650 or higher is optimal for most lenders who ...

  5. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    Starting loan balance. Monthly payment. Paid toward principal. Paid toward interest. New loan balance. Month 1. $20,000. $387. $287. $100. $19,713. Month 2. $19,713. $387

  6. Top 6 Ways To Boost Your Credit Score Before Refinancing - AOL

    www.aol.com/top-6-ways-boost-credit-220027723.html

    Your credit score takes a hit every time a lender inquires about your credit, which they do when you submit an application for a credit card, store financing or another loan.

  7. Guide to refinancing an FHA loan to a conventional loan - AOL

    www.aol.com/finance/guide-refinancing-fha-loan...

    Requirements to refinance include having a minimum 620 credit score and a maximum debt-to-income ratio of 45%. While conventional loan refis take more time, other advantages include no waiting ...

  8. Pros and cons of refinancing student loans - AOL

    www.aol.com/finance/pros-cons-refinancing...

    Most lenders offer prequalification, which lets you see your eligibility odds and predicted loan terms without impacting your credit score. When you apply for a refinance loan, the lender will do ...

  9. How to get the best refinance rate on your mortgage - AOL

    www.aol.com/finance/best-refinance-rate-mortgage...

    Improve your credit score. Compare refinance rates. Buy points to lower your rate. Decide which loan term is best. Choose a fixed interest rate. Consider the loan amount. Pay closing costs upfront. 1.

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