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  2. What is an insurance score? - AOL

    www.aol.com/finance/insurance-score-161451135.html

    Scores higher than 775 are considered good. Insurance score chart. Score range. Rating. 776 – 977. Good. 626 – 775. Average. 501 – 625. ... Is my home insurance score the same as my auto ...

  3. How to read a homeowners insurance policy

    www.aol.com/finance/read-homeowners-insurance...

    The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...

  4. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    How to compare home insurance rates. While the core purpose of homeowners insurance is consistent regardless of the home insurance company you choose, every provider is unique in its policy ...

  5. Insurance score - Wikipedia

    en.wikipedia.org/wiki/Insurance_score

    An insurance score – also called an insurance credit score – is a numerical point system based on select credit report characteristics. There is no direct relationship to financial credit scores used in lending decisions, as insurance scores are not intended to measure creditworthiness, but rather to predict risk .

  6. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    In addition to standard home insurance, some 8 million households in the UK are categorized as being a "non-standard" risk. These households require a specialist or non-standard insurer that would cover home insurance needs for people that have criminal convictions and/or where the property suffers subsidence or has previously been underpinned.

  7. Loss ratio - Wikipedia

    en.wikipedia.org/wiki/Loss_ratio

    For insurance, the loss ratio is the ratio of total losses incurred (paid and reserved) in claims plus adjustment expenses divided by the total premiums earned. [1] For example, if an insurance company pays $60 in claims for every $100 in collected premiums, then its loss ratio is 60% with a profit ratio/gross margin of 40% or $40.

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