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  2. What nonprofit debt consolidation is and how it works

    www.aol.com/finance/nonprofit-debt-consolidation...

    Nonprofit debt consolidation and for-profit debt consolidation have several important differences. The financial objectives of the companies Nonprofit credit counseling agencies are not focused on ...

  3. Nonprofit Debt Consolidation: Is It Right for You?

    www.aol.com/nonprofit-debt-consolidation...

    A debt relief program typically involves the lender negotiating with your debtors to reduce the amount of debt, the interest rate or both. Nonprofit debt consolidation is not a magic bullet.

  4. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    Debt settlement is a process that lets you settle large amounts of debt for less than you owe, and it is offered through for-profit debt settlement companies. Typically, these programs ask you to ...

  5. Credit counseling: What to know before signing up - AOL

    www.aol.com/finance/credit-counseling-know...

    Two types of entities typically offer credit counseling services: nonprofit organizations and for-profit debt management companies. The best fit for your needs will depend on your overall goals ...

  6. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The non-profit organization Student Debt Crisis along with Summer, a social impact startup that helps student debt holders published a national survey in 2018 that found 59% of respondents were prevented from making large purchases, 56% from buying a home, and 42% from buying a car. 58% reported that their credit scores had declined due to the ...

  7. Alternatives to debt relief - AOL

    www.aol.com/finance/alternatives-debt-relief...

    Debt consolidation is the process of combining multiple debts into one. There are many ways to consolidate debt , including taking out a new loan, line of credit or balance transfer credit card to ...

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