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FICO Auto score 5. FICO Auto score 8. FICO Auto score 9. FICO Auto score 10. Credit card lending. In addition to the standard FICO score 8 or 9, credit card companies might use one of the following:
The Experian FICO 98 score is named FICO Score 2, Experian FICO 04 score is FICO Score 3, TransUnion FICO 04 score is FICO Score 4, and Equifax FICO 04 score is FICO Score 5. [citation needed] The FICO Score XD is made with alternative data and was released in 2016. [31] Mortgage lenders use EX FICO Score 2, EQ FICO Score 5 and TU FICO Score 4 ...
Find out if the site provides a FAKO score or an actual FICO score. For example, Experian provides a FICO score, while Credit Karma provides a FAKO score.
Nowadays, credit scores have a number of often invisible effects on our lives. Credit scores (and even more dubious "e-scores" determined by private data mining companies) are often used for hiring purposes because employers believe that credit scores are a reliable way to index a person's level of responsibility.
The most widely used version is FICO Score 8, though some lenders have upgraded to the company’s newer models, like FICO Score 9 or FICO Score 10. To better meet the needs of lenders, there are ...
Credit scores usually range from 300 to 850 showing the customer's creditworthiness. A customer with a high credit score shows that they are creditworthy and banks will have no problem giving them a loan. If a customer has a low credit score then banks would be hesitant to give out a loan and if they do it might be with a higher interest rate. [7]
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