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The McCarran–Ferguson Act, 15 U.S.C. §§ 1011-1015, is a United States federal law that exempts the business of insurance from most federal regulation, including federal antitrust laws to a limited extent. The 79th Congress passed the McCarran–Ferguson Act in 1945 after the Supreme Court ruled in United States v.
Insurance is characterized as a business vested or affected with the public interest. [2] Thus, the business of insurance, although primarily a matter of private contract, is nevertheless of such concern to the public as a whole that it is subject to governmental regulation to protect the public’s interests. [1]
In 2021, President Biden signed into law a set of subsidies that help some middle-income Americans buy health insurance through the Affordable Care Act. They’re due to expire at the end of 2025 ...
Now, because of how badly insurance companies act, some are feeling a sort of poetic justice, as horrible as that is. Jos Joseph is a master’s candidate at the Harvard Extension School at ...
Some insurance markets effectively function as regulation, due to insurance companies encouraging or requiring certain actions in order to gain coverage. Although many economists argue that insurers can reduce moral hazard to some degree, it is debated the extent to which insurers can effectively substitute for government regulations to reduce ...
It is governed by a number of acts. The first statute in India to regulate the life insurance business was the Indian Life Assurance Companies Act, 1912. The Insurance Act of 1938 [6] was the first legislation governing all forms of insurance to provide strict state control over insurance business. Life insurance in India was completely ...
Q2 Solutions, a large clinical trial laboratory services provider based in Durham, laid off Triangle area workers this week, an employee affected by the move confirmed.
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