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Image Credit: Getty Images. Checking your credit is important. You want to keep tabs on your credit report so you can catch mistakes if inaccurate information finds its way onto your record.
At no cost, parents will be able to check on and freeze credit files bearing their child’s name by using the three major credit reporting bureaus — Equifax, Experian and TransUnion.
1. Order copies of your credit reports. Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and ...
AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.
Your child may be more at risk to ID scamming than you think -- child identity theft impacts 1 in 40 households with children under the age of 18.
Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed. According to the Federal Trade Commission, "AnnualCreditReport.com is the only authorized source for the free annual credit report."
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