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  2. Tax deduction at source - Wikipedia

    en.wikipedia.org/wiki/Tax_deduction_at_source

    Tax deduction at source (TDS) has come into existence with the motive of collecting tax from different sources of income. As per this concept, a person (Payer) who is responsible to make payment of specified nature to any other person (Payee) shall deduct tax at source before making payment to such person (Payee) and remit the same into the account of the Central Government.

  3. Gross-up clause - Wikipedia

    en.wikipedia.org/wiki/Gross-up_clause

    The sequence of additional payment, tax calculation, additional payment continues until the recipient receives the same amount, net of all the taxes, as would have been received had there been no taxes. The formula for calculating the total amount of a grossed-up payment is (the amount of the payment) divided by (1 minus the tax rate). Thus, a ...

  4. Tax withholding - Wikipedia

    en.wikipedia.org/wiki/Tax_withholding

    Unlike traditional tax payment methods where individuals write checks or transfer funds to the government, withholding taxes from paychecks renders the tax burden less salient. This "out of sight, out of mind" effect can lead to a perception of lower tax liability and may reduce feelings of resentment or resistance towards taxation.

  5. Debt-service coverage ratio: What is it and how do you ... - AOL

    www.aol.com/finance/debt-coverage-ratio...

    What is a good debt-service coverage ratio? Most lenders want to see a debt-service coverage ratio of at least 1.25. But, lender requirements will vary depending on the type of business loan and ...

  6. How to decide if you should get pet insurance for your dog - AOL

    www.aol.com/finance/decide-pet-insurance-dog...

    Monthly premium: To keep your policy active, you must pay a monthly (or annual) premium. Pre-existing conditions : Medical issues your pet has before coverage starts, which insurers typically do ...

  7. Equated monthly installment - Wikipedia

    en.wikipedia.org/wiki/Equated_Monthly_Installment

    The formula for EMI (in arrears) is: [2] = (+) or, equivalently, = (+) (+) Where: P is the principal amount borrowed, A is the periodic amortization payment, r is the annual interest rate divided by 100 (annual interest rate also divided by 12 in case of monthly installments), and n is the total number of payments (for a 30-year loan with monthly payments n = 30 × 12 = 360).

  8. 6 ways for seniors and retirees to save on homeowners insurance

    www.aol.com/finance/ways-seniors-save-homeowners...

    For example, you might pay $150 a month to insure your home with a $1,000 deductible. Raising your deductible to $5,000 might drop your monthly premium to $107 a month — a savings of about $445 ...

  9. Amortization calculator - Wikipedia

    en.wikipedia.org/wiki/Amortization_calculator

    An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.