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Financial information of the business may be evaluated as well. The score range for the FICO SBSS score is 0–300. A higher score indicates less risk. Applications for SBA 7(a) loans for $350,000 or less will be prescreened using this score. A minimum score of 140 is needed to pass this prescreen, though most lenders require scores of 160 or more.
Minimum credit score. Not specified. 560. Time to funding. Within four days (on average) As soon as one business day. Prosper personal loans. Prosper personal loans. Rating: 4.7 stars out of 5. 4. ...
2004 study found the median credit score for whites in 2001 was 738, but the median credit score for African Americans was 676 and for Hispanics was 670. [ 36 ] 2004 research study found fewer than 40% of consumers who lived in high-Black Indigenous and people of color [BIPOC] neighborhoods had credit scores of over 701.
The loans could only be chosen at the interest rates assigned by LendingClub, but investors could decide how much to fund each borrower, with a minimum investment of $25 per note. [62] [non-primary source needed] Investors made money from interest. Rates varied from 6.03% to 26.06%, depending on the credit grade assigned to the loan request. [63]
That’s the conclusion from a recent LendingTree study that analyzed 100,000 credit reports of Americans with credit scores at or above 800. A FICO score of 850 is considered a perfect credit score.
Oh, the elusive 800 to 850 credit score -- the highest category of credit score one can possibly obtain, and that which FICO considers "exceptional." With a credit score between 800 and 850 ...
The following chart compares websites that provide United States credit reports or credit scores free of charge. Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed.
The breakdown, according to myFICO, is as follows: Payment history accounts for 35% of your score; the amounts you owe on your credit account for 30%; credit mix 10%; length of credit history 15% ...