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  2. Credit counseling: What to know before signing up - AOL

    www.aol.com/finance/credit-counseling-know...

    Consumer credit counselors analyze your income, expenses, total debt exposure and credit reports to create a workable solution to get out of debt. ... US agents raid New Jersey worksite as Trump ...

  3. Best credit counseling services - AOL

    www.aol.com/finance/best-credit-counseling...

    Certified counselors: You can confirm if an agency is using certified credit counselors before signing up. Counselors with a reputable agency are likely certified in consumer credit, money and ...

  4. National Foundation for Credit Counseling - Wikipedia

    en.wikipedia.org/wiki/National_Foundation_for...

    The National Foundation for Credit Counseling (NFCC), founded in 1951, is the largest and longest-serving nonprofit financial counseling organization in the United States. NFCC member agencies provide access to financial counseling services for consumers.

  5. Howard Dvorkin - Wikipedia

    en.wikipedia.org/wiki/Howard_Dvorkin

    Howard Dvorkin (born April 7, 1965) is a CPA, author, national columnist, philanthropist, and founder of the nation's largest credit counseling agency. [1] The chairman of Debt.com, he has advocated a cash-only lifestyle without credit cards. [2] [3] [4]

  6. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    In order to initiate a DMP, a consumer would authorize the credit counselor to contact each of the consumer’s unsecured creditors and negotiate with each creditor to lower the consumer’s monthly payment amount, to lower the interest rate, and to waive any outstanding late fees. The debt was then ‘‘consolidated’’ into a single ...

  7. Need another balance transfer? Don’t feel ashamed - AOL

    www.aol.com/finance/another-balance-transfer-don...

    Debt counseling. A nonprofit consumer credit counseling agency can be a strong shoulder when assessing your finances, setting up a budget and coming up with solutions to ease your debt burden.

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