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2. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   Cambridge Credit Counseling was established in 1996 and offers a free initial consultation, a wide variety of services and financial literacy tools. Cambridge Credit Counseling offers services ...

3. National Foundation for Credit Counseling - Wikipedia

   en.wikipedia.org/wiki/National_Foundation_for...

   NFCC member agencies provide financial reviews and education to more than a million consumers each year in person, over the phone, or online. Every NFCC member agency client receives comprehensive money management services based on their individual needs. NFCC member agencies provide a variety of services including: Credit/Debt Counseling

4. Credit counseling: What to know before signing up - AOL

   www.aol.com/finance/credit-counseling-know...

   Credit counseling organizations offer several services, from budgeting to bankruptcy counseling. Knowing the differences between these services can help you determine the best fit for your needs ...

5. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Credit counseling agency. Although some credit counseling agencies charge a fee in exchange for their services, these are often much lower than that of debt relief companies. Credit counseling ...

6. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   Credit counseling is most often done by Credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor's ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees.

7. Debt management plans: What you need to know - AOL

   www.aol.com/finance/debt-management-plans-know...

   Credit counseling agencies use debt management plans to help you pay off your debt quickly and easily. ... Debt management plans also may not be free. Most agencies charge a small setup fee and ...