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  2. Express Payment System - Wikipedia

    en.wikipedia.org/wiki/Express_Payment_System

    The Express Payment System, more commonly known as the EPS, was the EFTPOS system originally of the ATM cards of Bank of the Philippine Islands and its subsidiaries, BPI Family Savings Bank and BPI Direct Savings Bank. Today [when?], it is the EFTPOS system of the Expressnet interbank network in the Philippines. The system is the most popular ...

  3. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    Banking customers who have been issued a CAP reader by their bank can insert their Chip and PIN card into the CAP reader in order to participate in one of several supported authentication protocols. CAP is a form of two-factor authentication as both a smartcard and a valid PIN must be present for a transaction to succeed.

  4. Expressnet - Wikipedia

    en.wikipedia.org/wiki/Expressnet

    Expressnet is known for its Express Payment System (EPS), which was at first the debit card system of the BPI Express Teller ATM card. In 2005, the network expanded to include cardholders of all Landbank E.A.S.Y. ( E xpress A ccess for S avers like Y ou) and Banco de Oro (local and international) ATM cards.

  5. ICICI Bank - Wikipedia

    en.wikipedia.org/wiki/ICICI_Bank

    ICICI Bank Limited is an Indian multinational bank and financial services company headquartered in Mumbai with a registered office in Vadodara.It offers a wide range of banking and financial services for corporate and retail customers through various delivery channels and specialized subsidiaries in the areas of investment banking, life, non-life insurance, venture capital and asset management.

  6. Personal identification number - Wikipedia

    en.wikipedia.org/wiki/Personal_identification_number

    This key is sometimes referred to as the PIN generation key (PGK). This PIN is directly related to the primary account number. To validate the PIN, the issuing bank regenerates the PIN using the above method, and compares this with the entered PIN. Natural PINs cannot be user selectable because they are derived from the PAN. If the card is ...

  7. ISO 9564 - Wikipedia

    en.wikipedia.org/wiki/ISO_9564

    ISO 9564 is an international standard for personal identification number (PIN) management and security in financial services.. The PIN is used to verify the identity of a customer (the user of a bank card) within an electronic funds transfer system, and (typically) to authorize the transfer or withdrawal of funds.

  8. One-time password - Wikipedia

    en.wikipedia.org/wiki/One-time_password

    MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.

  9. Card security code - Wikipedia

    en.wikipedia.org/wiki/Card_security_code

    The card security code is not encoded on the magnetic stripe but is printed flat. American Express cards have a four-digit code printed on the front side of the card above the number. Diners Club, Discover, JCB, Mastercard, and Visa credit and debit cards have a three-digit card security code. The code is the final group of numbers printed on ...