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Sump pump backup: If your home has a sump pump that drains standing water or sewage out of your house, the pump could fail and cause flooding. A standard home insurance policy does not cover such ...
It may also cover sump pump failures, which could cause water to back up into the basement. Identity theft coverage : This endorsement may help pay for the costs of recovering your identity after ...
Generally, water or sewer backup is not covered in a standard home insurance policy. However, most insurance companies will offer an optional sewer backup endorsement .
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
Flood insurance is the specific insurance coverage issued against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands , floodplains and other areas that are susceptible to flooding.
Extended coverage is a term used in the property insurance business. All insurance policies have exclusions for specific causes of loss (also called "perils") that are not covered by the insurance company. An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning.
4. Compare quotes based on coverage. When you purchase a home insurance policy, the rate will vary based on a number of factors that are unique to you and your home. Additionally, home insurance ...
Different types of pumps are suitable for different applications, for example: a pump's maximum lift height also determines the applications it can be used for. Low-lift pumps are only suitable for the pumping of surface water (e.g., irrigation, drainage of lands, ...), while high-lift pumps allow deep water pumping (e.g., potable water pumping ...
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