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2. Does mortgage prequalification affect your credit score? - AOL

   www.aol.com/finance/does-mortgage...

   What is mortgage prequalification? A mortgage prequalification is an estimate of how much a borrower can be approved for based on their income and their financial obligations. Think of it as the ...

3. How to get a mortgage - AOL

   www.aol.com/finance/mortgage-180956822.html

   FHA loans: FHA loans, insured by the Federal Housing Agency (FHA), have more flexible financial requirements than conventional loans. They require a 3.5 percent down payment, a credit score of at ...

4. FHA loans: Definition, requirements and limits - AOL

   www.aol.com/finance/fha-loans-134807555.html

   Credit score minimum. 620. 580 with a 3.5% down payment or as low as 500 with at least 10% down. Down payment minimum. 3% for fixed-rate loans; 5% for adjustable-rate loans

5. Mortgage prequalification vs. preapproval: How to time these ...

   www.aol.com/finance/mortgage-prequalification-vs...

   Preapproval is a much more comprehensive process than prequalification. Mortgage preapproval is a lender's conditional commitment to offer you a specific loan amount, usually good for 90 days. It ...

6. FHA loan requirements for 2024: Here’s how to qualify - AOL

   www.aol.com/finance/fha-loan-requirements-2024...

   For FHA mortgage applicants, another significant factor is their DTI, or debt-to-income ratio. Generally, though, the DTI FHA loan requirements mean that on a monthly basis, your combined debt ...

7. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620.

8. How to get preapproved for a mortgage - AOL

   www.aol.com/finance/preapproved-mortgage...

   Prequalification: Prequalifying for a mortgage is a less strenuous application that gives you a rough idea of the amount of financing you might be able to get. However, lenders usually only do a ...

9. How to shop for a mortgage without hurting your credit score

   www.aol.com/finance/shop-mortgage-without...

   This gives you a soft credit check mortgage exploration option. To prequalify you for a loan, lenders check your credit report but conduct a “soft” inquiry, or “soft pull,” in which they ...