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Taking Social Security at age 62 will reduce your benefit amount, below the amount you’d be entitled to if you had waited until you reached full retirement age. Delaying benefits until age 70 ...
For example, if your full retirement benefit is $2,000 per month at age 67, by filing at age 62, that monthly amount will drop to just $1,400. A spouse’s Social Security benefit is directly tied ...
The maximum spousal benefit is capped at 50% of the retiring spouse’s benefit amount at their full retirement age (FRA), which is between 66 and 67 for those born after 1943. For those born ...
Also, your spouse can receive either retirement or disability benefits from Social Security. Your age matters, too. You must be at least 62 years old (the earliest age allowable for claiming ...
When you claim standard (retired worker) Social Security benefits, the amount you receive at your full retirement age is your primary insurance amount . Social Security spousal benefits are based ...
The file-and-suspend rule previously allowed an individual at full retirement age or older to apply for Social Security benefits and immediately suspend them so his spouse could collect spousal ...
As it is with regular Social Security benefits, you don't have to claim spousal benefits at your full retirement age; you can claim starting at age 62, but your monthly benefit will be reduced ...
Image source: Getty Images. 1. You don't need to still be married to claim spousal benefits. You might assume that if you're no longer married to your spouse, you're not eligible to collect Social ...