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For example, if your full retirement benefit is $2,000 per month at age 67, by filing at age 62, that monthly amount will drop to just $1,400. A spouse’s Social Security benefit is directly tied ...
Taking Social Security at age 62 will reduce your benefit amount, below the amount you’d be entitled to if you had waited until you reached full retirement age. Delaying benefits until age 70 ...
As it is with regular Social Security benefits, you don't have to claim spousal benefits at your full retirement age; you can claim starting at age 62, but your monthly benefit will be reduced ...
When you claim standard (retired worker) Social Security benefits, the amount you receive at your full retirement age is your primary insurance amount . Social Security spousal benefits are based ...
Here's a table showing how much someone with a full retirement age of 67 (anyone born in 1960 or later) will receive in spousal benefits as a percentage of their spouse's primary insurance amount ...
Image source: Getty Images. 1. Your spouse must qualify for Social Security retirement benefits. You cannot claim spousal benefits on your partner's work record unless they have a work history ...
A qualifying child is the spouse's child under age 16 or who receives Social Security disability benefits. Married at least one year, unless you are the parent of the spouse's child.
This is age 67 for everyone born in 1960 or later, or between ages 66 and 67 for those born before 1960. If you file earlier than your full retirement age, you'll receive a reduced payment that ...