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  2. Pepper (cryptography) - Wikipedia

    en.wikipedia.org/wiki/Pepper_(cryptography)

    A pepper adds security to a database of salts and hashes because unless the attacker is able to obtain the pepper, cracking even a single hash is intractable, no matter how weak the original password. Even with a list of (salt, hash) pairs, an attacker must also guess the secret pepper in order to find the password which produces the hash.

  3. A W-9, on the other hand, collects information that helps a third-party payer report payments to the IRS. The payer uses the information from your W-9 to file a 1099 form with the IRS.

  4. Form W-9 - Wikipedia

    en.wikipedia.org/wiki/Form_W-9

    Another purpose of Form W-9 is to help the payee avoid backup withholding.The payer must collect withholding taxes on certain reportable payments for the IRS. However, if the payee certifies on the W-9 they are not subject to backup withholding they generally receive the full payment due them from the payer. [2]

  5. Salt (cryptography) - Wikipedia

    en.wikipedia.org/wiki/Salt_(cryptography)

    The salt and hash are then stored in the database. To later test if a password a user enters is correct, the same process can be performed on it (appending that user's salt to the password and calculating the resultant hash): if the result does not match the stored hash, it could not have been the correct password that was entered.

  6. Balloon hashing - Wikipedia

    en.wikipedia.org/wiki/Balloon_hashing

    Balloon hashing is a key derivation function presenting proven memory-hard password-hashing and modern design. It was created by Dan Boneh, Henry Corrigan-Gibbs (both at Stanford University) and Stuart Schechter (Microsoft Research) in 2016. [1] [2] It is a recommended function in NIST password guidelines. [3] The authors claim that Balloon:

  7. Key derivation function - Wikipedia

    en.wikipedia.org/wiki/Key_derivation_function

    Example of a Key Derivation Function chain as used in the Signal Protocol.The output of one KDF function is the input to the next KDF function in the chain. In cryptography, a key derivation function (KDF) is a cryptographic algorithm that derives one or more secret keys from a secret value such as a master key, a password, or a passphrase using a pseudorandom function (which typically uses a ...

  8. Password cracking - Wikipedia

    en.wikipedia.org/wiki/Password_cracking

    The purpose of password cracking might be to help a user recover a forgotten password (due to the fact that installing an entirely new password would involve System Administration privileges), to gain unauthorized access to a system, or to act as a preventive measure whereby system administrators check for easily crackable passwords. On a file ...

  9. How To Prevent Tax Fraud With an IRS Identity Protection PIN

    www.aol.com/identity-protection-pin-irs-protect...

    When someone steals your Social Security number or Individual Taxpayer Identification Number, it can be used to file a fraudulent tax return. However, an Identity Protection PIN (IP PIN) from the ...