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  2. Incurred but not reported - Wikipedia

    en.wikipedia.org/wiki/Incurred_but_not_reported

    For example, when a claim is first reported, a $100 payment might be made, and a $900 case reserve might be established, for a total initial reported amount of $1000. However, the claim may later settle for a larger amount, resulting in $2000 of payments from the insurer to the claimant before the claim is closed.

  3. Loss reserving - Wikipedia

    en.wikipedia.org/wiki/Loss_reserving

    Loss reserving is the calculation of the required reserves for a tranche of insurance business, [1] including outstanding claims reserves.. Typically, the claims reserves represent the money which should be held by the insurer so as to be able to meet all future claims arising from policies currently in force and policies written in the past.

  4. Chain-ladder method - Wikipedia

    en.wikipedia.org/wiki/Chain-ladder_method

    The chain-ladder or development [1] method is a prominent [2] [3] actuarial loss reserving technique. The chain-ladder method is used in both the property and casualty [1] [4] and health insurance [5] fields. Its intent is to estimate incurred but not reported claims and project ultimate loss amounts. [5]

  5. Loss ratio - Wikipedia

    en.wikipedia.org/wiki/Loss_ratio

    For insurance, the loss ratio is the ratio of total losses incurred (paid and reserved) in claims plus adjustment expenses divided by the total premiums earned. [1] For example, if an insurance company pays $60 in claims for every $100 in collected premiums, then its loss ratio is 60% with a profit ratio/gross margin of 40% or $40.

  6. Actuarial reserves - Wikipedia

    en.wikipedia.org/wiki/Actuarial_reserves

    From this we can see that the present value of the loss to the insurance company now if the person dies in t years, is equal to the present value of the death benefit minus the present value of the premiums. The loss random variable described above only defines the loss at issue. For K(x) > t, the loss random variable at time t can be defined as:

  7. Dying To Be Free - The Huffington Post

    projects.huffingtonpost.com/dying-to-be-free...

    The last image we have of Patrick Cagey is of his first moments as a free man. He has just walked out of a 30-day drug treatment center in Georgetown, Kentucky, dressed in gym clothes and carrying a Nike duffel bag. The moment reminds his father of Patrick’s graduation from college, and he takes a picture of his son with his cell phone.

  8. List of spreadsheet software - Wikipedia

    en.wikipedia.org/wiki/List_of_spreadsheet_software

    1982, Multiplan for CP/M operating system, later becoming Microsoft Excel, launched Aug 1982. 1983, Lotus 1-2-3 for MS-DOS, the first killer application for the IBM PC, it took the market from Visicalc in the early 1980s. 1983, Dynacalc for OS-9 a Unix-like operating system, similar to VisiCalc. [11]

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    related to: case reserves vs loss rate in excel sheet worksheet free download for pc
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