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You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits only when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.
The normal retirement age (NRA) is the age at which retirement benefits (before rounding) are equal to the "primary insurance amount." The table below shows how NRA varies by year of birth for retirees.
Use the Social Security full retirement age calculator to find out when you are eligible for unreduced retirement benefits based on your birth year.
You can start receiving your Social Security retirement benefit as early as age 62. But we will reduce your benefits by as much as 30% below what you would get if you waited to begin receiving benefits until your full retirement age .
If you do not give a retirement date and if you have not reached your normal (or full) retirement age, the Quick Calculator will give benefit estimates for three different retirement ages. Select to see your benefit estimate in
If you were born in 1960 your full retirement age is 67. Find out how your Social Security benefits will be affected based on when you begin receiving benefits.
The current full retirement age is 67 years old for people attaining age 62 in 2024. (The age for Medicare eligibility remains at 65.) See Benefits By Year Of Birth for more information.
If you were born in 1959 your full retirement age is 66 and 10 months. Find out how your Social Security benefits will be affected based on when you begin receiving benefits.
You've worked and paid Social Security taxes for 10 years or more; We keep track of how many years you've paid Social Security taxes. Check your Social Security account to see if you're eligible.
You can get Social Security retirement benefits as early as age 62. However, we’ll reduce your benefit if you start receiving benefits before your full retirement age. Visit our website to learn how claiming retirement benefits early will affect your benefit amount.