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  2. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    For tax year 2024, the IRS excludes gifts of up to $18,000 from gift taxes per recipient. “Per recipient” is key, because it means you can gift up to $18,000 to each of your children in a tax ...

  3. Is now actually the best time to buy a home? Here are 3 perks ...

    www.aol.com/finance/now-actually-best-time-buy...

    However, among the contingencies being waived were two important ones: the inspection and the appraisal. That put buyers at risk of purchasing a money pit, or losing money if they back out of the ...

  4. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    Take for example a house that was purchased for $160,000 but is now worth $100,000 due to the market decline. Further, assume the homeowner owes $120,000 on the mortgage. In this scenario, the loan-to-value ratio would be 120%, and if the homeowner chose to refinance, he would also have to pay for private mortgage insurance.

  5. Mortgage and refinance rates for Dec. 17, 2024: Average ... - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    The average rate for shorter 15-year terms is 6.11% for purchase and 6.13% for refinance, down 3 basis points from 6.14% for purchase and 2 basis points from 6.15% for refinance this time last ...

  6. Property condition assessment - Wikipedia

    en.wikipedia.org/wiki/Property_condition_assessment

    Property condition assessments (PCAs) (also known as the property condition report, or PCR) are due diligence projects associated with commercial real estate.Commercial property and building inspections are important for clients seeking to know the condition of a property or real estate they may be purchasing, leasing, financing or simply maintaining.

  7. Remortgage - Wikipedia

    en.wikipedia.org/wiki/Remortgage

    A remortgage (known as refinancing in the United States) is the process of paying off one mortgage with the proceeds from a new mortgage using the same property as security. [1] The term is mainly used commercially in the United Kingdom , though what it describes is not unique to any one country.

  8. Purchase rates for Tuesday, December 24, 2024 - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    The average rate for shorter 15-year terms is 6.27% for purchase and 6.30% for refinance, up 16 basis points from 6.11% for purchase and up 17 basis points from 6.13% for refinance this time last ...

  9. Real estate contract - Wikipedia

    en.wikipedia.org/wiki/Real_estate_contract

    The successful sale of another house may be needed to finance the purchase of a new one. Appraisal contingency – Purchase of the real estate is contingent upon the contract price being at or below a fair market value determined by an appraisal. Lenders will often not lend more than a certain percentage (fraction) of the appraised value, so ...