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BNP Paribas Personal Finance, formerly known as LaSer UK, is a British and Irish provider of consumer finance.It operates in the UK and in the Republic of Ireland.The company administers credit and loyalty programmes for other businesses across multiple sectors, including retail, household, insurance, entertainment and leisure.
The first online credit card was launched in September 1999. [2] It was only possible to operate an Egg account over the internet, or via their call centre. Egg specialised in savings and general insurance, together with loans, credit cards and mortgage products. [3] The business was sold in January 2007 to Citigroup.
Registered Office, No. 1 Godwin Street, Bradford, England (the building on the left) London Office at 12 Arthur Street Vanquis Banking Group, formerly Provident Financial plc, is a British bank headquartered in Bradford, England which specialises in credit cards, loans and consumer vehicle finance.
Launched in the autumn of 2022, Sparks Pay is a dedicated credit product for Marks & Spencer customers. It offers instant credit of up to £500 to spend at M&S online or in-store, with up to 45 days interest free. [13] Loans. Personal loans were introduced in 1989 [4] and amounts of between £1,000 and £25,000 are available. [14] Insurance
Before the Credit Unions Act 1979 was passed, there was no special legal structure for credit unions in the UK. Some of the early credit unions chose to register under the Companies Act and some under the Industrial and Provident Societies Act 1965. They are classified in two types: type 1 are the smaller credit unions while type 2 are larger.
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In March 2011, Barclays announced that it would be buying the British credit card business of Egg from Citigroup for an undisclosed price. At the time of the announcement, Barclays claimed that the credit card assets consisted of 1.15 million accounts with approximately £2.3bn of gross receivables. [10]
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