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2. Debt consolidation - Wikipedia

   en.wikipedia.org/wiki/Debt_consolidation

   Debt generally refers to money owed by one party, the debtor, to a second party, the creditor.It is generally subject to repayments of principal and interest. [9] Interest is the fee charged by the creditor to the debtor, generally calculated as a percentage of the principal sum per year known as an interest rate and generally paid periodically at intervals, such as monthly.

3. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Debt consolidation loans generally have terms between one and seven years, and many will let you consolidate up to $50,000. ... “My debt consolidation payment is a fairly large chunk of change ...

4. What is a debt consolidation loan — and how can it help you ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

5. Debt Consolidation vs. Debt Settlement: Which Is Best for You ...

   www.aol.com/debt-consolidation-vs-debt...

   Debt consolidation combines multiple debts into a single loan, often with a lower interest rate. The goal of consolidating debt is often to simplify monthly payments or reduce your interest rate.

6. Does Debt Consolidation Hurt Your Credit?

   www.aol.com/does-debt-consolidation-hurt-credit...

   If you default on your debt consolidation loan, there are serious consequences. By making timely payments you avoid legal action, wage garnishment and long-term credit damage. Allows access to credit.

7. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   Debt consolidation combines multiple debts under a new personal loan or credit card to streamline repayment. Consolidating makes the most sense if you qualify for a lower rate than what you had on ...