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  2. How to get a low-cost mortgage refinance - AOL

    www.aol.com/finance/low-cost-mortgage-refinance...

    2. Consider a no-closing-cost refinance. One way to get a low-cost refinance is to avoid closing costs altogether. With a no-closing-cost refinance, you don’t incur any upfront fees. That can ...

  3. Cash-out refinance vs. home equity loans: Which is best in ...

    www.aol.com/finance/cash-out-refinance-vs-home...

    However, most conventional loans require you to keep at least 20% equity after refinancing — meaning on a $400,000 home, you must maintain $80,000 in equity, leaving $70,000 available to borrow.

  4. Cash-out refinance explained: How it works — and when ... - AOL

    www.aol.com/finance/what-is-cash-out-refinance...

    A cash-out refinance loan is a mortgage option that lets you borrow against your home's equity by replacing your current mortgage with a bigger one, giving you the difference in cash. Common uses ...

  5. 6 ways to get the lowest rate on your next mortgage - AOL

    www.aol.com/finance/how-to-get-best-mortgage...

    6. Do the math before buying points. Some lenders give you the option to buy "points" in order to reduce your interest rate. One point typically costs 1% of your loan amount.

  6. How to get the best refinance rate on your mortgage - AOL

    www.aol.com/finance/best-refinance-rate-mortgage...

    The closing costs you’ll pay vary by lender, loan amount and location, but it’s generally 2 to 5 percent of the new loan amount. So, if you want to refinance a $400,000 home loan, you’ll ...

  7. How and When To Refinance a Mortgage Loan - AOL

    www.aol.com/finance/refinance-mortgage-loan...

    After many months of anticipation, interest rates have finally dropped. In September, the Federal Reserve cut its benchmark rate by 50 basis points, lowering it to between 4.75% to 5%, as written ...

  8. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    800-290-4726 more ways to reach us. ... much higher than when you got your mortgage, refinancing will make your loan more costly ... you to wait at least six months to refinance a conventional ...

  9. Types of mortgage refinance: How to choose - AOL

    www.aol.com/finance/types-mortgage-refinance...

    Cash-in refinance: A cash-in involves making a lump-sum payment when you refinance to a new mortgage, bringing down the balance on the new loan. Streamline refinance: Available with an FHA, VA or ...

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