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  2. Benefits of independent insurance agents - AOL

    www.aol.com/finance/benefits-independent...

    Finding the right car insurance can seem overwhelming. One way to navigate this complexity is by talking with an independent insurance agent. These agents are licensed to sell insurance products ...

  3. What is an insurance broker? - AOL

    www.aol.com/finance/insurance-broker-155457276.html

    To further complicate things, there are different types of agents. A captive insurance agent works exclusively with one insurer, selling only that company’s products (e.g., a State Farm agent ...

  4. Insurance broker - Wikipedia

    en.wikipedia.org/wiki/Insurance_broker

    An insurance broker is an intermediary who sells, solicits, or negotiates insurance on behalf of a client for compensation. An insurance broker is distinct from an insurance agent in that a broker typically acts on behalf of a client by negotiating with multiple insurers, while an agent represents one or more specific insurers under a contract.

  5. Independent insurance agent - Wikipedia

    en.wikipedia.org/wiki/Independent_Insurance_Agent

    Often, independent insurance agents will work with insurance intermediaries, who obtain quotes from multiple insurance providers and pass them off to the independent agent. Working with an insurance intermediary service allows the independent agent to review many quotes and offer their clients the best policy options available.

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

  7. Do I Need an Insurance Broker or Agent? - AOL

    www.aol.com/finance/insurance-broker-agent...

    Insurance Brokers vs. Insurance Agents broker in insurance There are two types of insurance agents , and both work slightly differently than insurance brokers.

  8. California Department of Insurance - Wikipedia

    en.wikipedia.org/wiki/California_Department_of...

    The California Insurance Code (CIC) requires that the CDI provides licensing examinations for brokers and agents, and that the department must investigate suspected violations of the CIC by businesses and individuals who possess CDI licenses. The CDI also oversees the licensing of bail bond agents. The CDI also oversees the licensing of service ...

  9. The renewal rate you receive doesn’t always have to be the one you pay

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