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2. What is joint borrowing? - AOL

   www.aol.com/finance/joint-borrowing-190834758.html

   A new joint loan increases the amount of debt you owe, raising your debt-to-income ratio. Even if the new account positively affects your credit score, it could reduce your borrowing capacity for ...

3. Joint and several liability - Wikipedia

   en.wikipedia.org/wiki/Joint_and_several_liability

   If parties have joint liability, each of them is liable up to the full amount of the relevant obligation. Example: Alex and Bobbie are married. Together they take a loan from a bank and the loan agreement specifies that they are to be jointly liable for the full amount. Alex moves overseas and ceases to make payments.

4. How to get a debt consolidation loan with bad credit

   www.aol.com/finance/debt-consolidation-loan-bad...

   Joint loans. Joint applicants (also called co-borrowers or co-applicants) take on the debt with the primary borrower and have joint ownership of the balance. Secured loans.

5. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   Some lenders also offer joint loans, which allow both borrowers to access the loan funds. Like co-signed loans, both parties will be liable for loan payments. Your co-borrower will need good or ...

6. Joint liability groups - Wikipedia

   en.wikipedia.org/wiki/Joint_Liability_Groups

   Joint Liability Group is a group of 4-10 people of the same village or locality of homogenous nature and of the same socioeconomic background who mutually come together to form a group for the purpose of availing loan from a bank without any collateral.

7. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   In finance, a loan is the tender of money by one party to another with an agreement to pay it back. The recipient, or borrower, ...