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  2. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

  3. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Unlike short-term loans like payday loans and others that charge high interest rates, personal loans range from two to 10 years, depending on the lender. ... By comparison, if you apply for a home ...

  4. 6 Best Banks for Getting a Personal Loan in November - AOL

    www.aol.com/6-best-banks-personal-loans...

    Citi. APR: 11.49% – 20.49% Loan amount: $2,000 to $30,000 Terms: 12 – 60 months Processing speed: Receive your funds the same day you are approved through Citi deposit account.Expect funding ...

  5. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Like auto loans and mortgages, secured personal loans require collateral for approval. Rather than being backed by a car or house, a secured personal loan might rely on something like a ...

  6. Personal loan - Wikipedia

    en.wikipedia.org/?title=Personal_loan&redirect=no

    This page was last edited on 11 September 2021, at 12:19 (UTC).; Text is available under the Creative Commons Attribution-ShareAlike 4.0 License; additional terms may apply.

  7. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    Key takeaways. Secure a personal loan with competitive terms by exploring options such as applying for a lower loan amount, finding a cosigner or working with online lenders.

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