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The approval rate of cooperative loans is very high, as credit score is irrelevant since monthly installment repayment is automatic. Applicants who have been blacklisted by banks due to poor credit score as reflected by Central Credit Reference Information System (CCRIS) and the Credit Tip-Off System (CTOS) successfully apply for cooperative loans.
Royal Malaysian Police Cooperative Limited (Malay: Koperasi Polis Diraja Malaysia Berhad; abbreviated: KPD), located in Kuala Lumpur, Malaysia, was established on 24 April 1928 to help reduce financial burden in the police department staff by forming a cooperative to provide business borrowing and lending. [1]
The Academic Technology Approval Scheme (ATAS) is a scheme of the British government for certifying foreign students from outside the EU for entry into the United Kingdom to study or conduct research in certain sensitive technology-related fields. For these students, obtaining an ATAS certificate is a prerequisite for obtaining a visa.
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Direct Loans are reported by a Direct Loan servicer, Federal Family Education Loan Program loans are reported by their guarantor, Perkins loans are reported by schools (or their agent), and grants are reported by the U.S. Department of Education's Common Origination and Disbursement System. Loan servicers can typically provide more current ...
Unsecured debts are sometimes called signature debt or personal loans. [2] These differ from secured debt such as a mortgage , which is backed by a piece of real estate. In the event of the bankruptcy of the borrower, the unsecured creditors have a general claim on the assets of the borrower after the specific pledged assets have been assigned ...
A bank guarantee allows the customer, or debtor, to acquire goods, purchase equipment or draw down a loan. [1] A bank guarantee is a promise from a bank or other lending institution that if a particular borrower defaults, the bank will cover the loss. A bank guarantee is similar to, but not the same as a letter of credit. [2]
Energy Secretary Chu announced the loans to Ford employees in Detroit.. Advanced Technology Vehicles Manufacturing (ATVM) Loan Program is a $25 billion direct loan program funded by Congress in fall 2008 to provide debt capital to the U.S. automotive industry for the purpose of funding projects that help vehicles manufactured in the U.S. meet higher mileage requirements and lessen U.S ...