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2. Credit counseling: What to know before signing up - AOL

   www.aol.com/finance/credit-counseling-know...

   Two types of entities typically offer credit counseling services: nonprofit organizations and for-profit debt management companies. The best fit for your needs will depend on your overall goals ...

3. National Foundation for Credit Counseling - Wikipedia

   en.wikipedia.org/wiki/National_Foundation_for...

   NFCC member agencies provide financial reviews and education to more than a million consumers each year in person, over the phone, or online. Every NFCC member agency client receives comprehensive money management services based on their individual needs. NFCC member agencies provide a variety of services including: Credit/Debt Counseling

4. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Nonprofit counseling agencies are known to charge lower fees than for-profit agencies, with some offering the services for free. For-profit counseling is offered by debt relief companies and may ...

5. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1] Credit counseling is most often done by Credit counseling agencies that ...

6. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   It offers an extensive list of debt counseling services, including debt management solutions and payoff plans. You can work with one of its NFCC-certified counselors for guidance on credit ...

7. Uniform Debt-Management Services Act - Wikipedia

   en.wikipedia.org/wiki/Uniform_Debt-Management...

   Many states prohibit for-profit debt management services while permitting nonprofit debt counseling services. One of the continuing controversies is whether for profit services should be allowed even if regulated. However, federal bankruptcy reform effective in 2005 has changed the perspective on such services.