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The Affordable Care Act (ACA), formally known as the Patient Protection and Affordable Care Act (PPACA) and informally as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010.
People can purchase health insurance that complies with the Patient Protection and Affordable Care Act (ACA, known colloquially as "Obamacare") at ACA health exchanges, where they can choose from a range of government-regulated and standardized health care plans offered by the insurers participating in the exchange.
Since employers offer group coverage, they can often qualify for more robust coverage at a lower rate than you’d find purchasing health coverage on your own. Option 4: ACA marketplace insurance
The Affordable Care Act (ACA) established the health insurance rate review program in order to protect consumers from unreasonable rate increases. [1] Through this program, proposed premium increases in the small group and individual markets that are above a threshold amount (ten percent or more, as of February 2014) are reviewed by states or the federal government to determine whether the ...
Studying the long-term effects of the Affordable Care Act, the Congressional Budget Office recently projected a drop in hours worked equivalent to having 2 million fewer full-time workers in the ...
States that expanded Medicaid under Obamacare (37 as of 2019, including Washington, D.C.) had lower uninsured rates than states that did not. Inability to afford insurance was the primary reason cited by persons without coverage (46%). [11]
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