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  2. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    At its most basic level, home insurance provides financial protection against various perils, or damaging events, that may affect your home, such as theft, fire and storms. Taken further, it also ...

  3. Holiday disasters: What does home insurance cover?

    www.aol.com/holiday-disasters-does-home...

    Homeowners insurance covers vandalism, so if someone decides to spray paint your snowman display or take a hammer to your light installation, you can file a claim with your homeowners insurance ...

  4. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers damage to one's property and liability for any injuries and property damage caused by the owner or members of ...

  5. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

  6. Does home insurance cover fences? - AOL

    www.aol.com/finance/does-home-insurance-cover...

    For instance, if your home is insured for $400,000, up to 10 percent of that amount (or $40,000 in this example) can typically be allocated to repair or replace other structures like fences in the ...

  7. Perpetual insurance - Wikipedia

    en.wikipedia.org/wiki/Perpetual_insurance

    For example, a house which costs $150,000 may typically be charged an annual premium of $1,000 for a term policy. That same house would likely require a $10,000 single deposit premium for a perpetual insurance policy of equivalent coverage. A person in the 28% tax bracket would need to earn $1,389 in gross income to pay the annual premium ...

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