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  2. Industry Sorting Code Directory - Wikipedia

    en.wikipedia.org/wiki/Industry_Sorting_Code...

    The Industry Sorting Code Directory (ISCD) is the definitive list of bank branches and sub branches in the United Kingdom. The directory is maintained by VocaLink on behalf of UK Payments Administration (formally APACS ).

  3. Sort code - Wikipedia

    en.wikipedia.org/wiki/Sort_code

    60-83-14 for Gibraltar International Bank 60-83-66 for Fidor Bank UK 60-83-71 for Starling Bank 60-84-00 for Zopa 60-84-07 for Chase UK (JP Morgan) 70: Used by various international banks for their UK business: no longer issued. [4] Banks including: Bank of Baroda National Bank of Pakistan Close Brothers Group Bank Hapoalim: 71: Bank of England ...

  4. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    For commercial banks and large finance companies, "loan agreements" are usually not categorized although "loan portfolios" are often broadly characterized into "personal" and "commercial" loans while the "commercial" category is then subdivided into "industrial" and "commercial real estate" loans.

  5. Mortgages in English law - Wikipedia

    en.wikipedia.org/wiki/Mortgages_in_English_law

    Mortgages in English law are a method of raising capital through a loan contract. Typically with a bank, the lender/mortgagee gives money to the borrower/mortgagor, who uses their property/land/home as security (essentially a reassurance) that they will repay the debt and any relevant interest.

  6. Consumer Credit Act 1974 - Wikipedia

    en.wikipedia.org/wiki/Consumer_Credit_Act_1974

    A regulated consumer credit agreement is defined as an agreement between two parties, one of whom (the debtor) is an individual, and the other of whom (the creditor) is "any other person", in which the creditor provides the debtor with credit not exceeding £5,000 (this figure was subsequently increased to £25,000 and under the Consumer Credit ...

  7. List of banks in the United Kingdom - Wikipedia

    en.wikipedia.org/wiki/List_of_banks_in_the...

    State Bank of India (UK) Limited State Bank of India: India: StreamBank PLC Independently run Wales: Tandem Bank Limited: Tandem Money Limited: England: TD Bank Europe Limited: Toronto-Dominion Bank: Canada: Tesco Personal Finance Plc: Barclays: England: Triodos Bank UK Ltd Triodos Bank N.V. Netherlands: TSB Bank plc: Banco Sabadell: Spain ...

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  9. Loan covenant - Wikipedia

    en.wikipedia.org/wiki/Loan_covenant

    The legal provision in the loan agreement providing for the loan to be "called" is the "acceleration clause": once the buyer defaults, all future payments due under the loan are "accelerated" and deemed to be due and payable immediately. [1] Covenants may also be waived, either temporarily or permanently, usually at the sole discretion of the ...

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