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Can I get a personal loan without an origination fee? Many personal loans have origination fees ranging from 1% to 5% of the total loan amount. Some may even charge as much as 10%, or a flat-rate fee.
The PenFed personal loan has no hidden fees or miscellaneous opening and closing costs. You can use the money for debt consolidation, home improvements, auto repairs, travel or vacation. APR: 8.99 ...
Cons. No in-person customer service. Not legal in every state. Potential for high fees and slow turnaround. Personal line of credit. A personal line of credit is often unsecured and works similar ...
As for its personal loan products, LendingClub offers installment loans for up to $40,000, with terms of three to five years and an APR of 9.57% up to 35.99%. Origination fees may range from 3% to 8%.
High starting loan amount. Steep administrative fees. No joint applications. Bankrates view ... OneMain Financial personal loans. Rating: 4.4 stars out of 5. 4.4. Learn more. Pros and cons
Fees and penalties can be high. Personal loan fees and penalties can drive up the cost of borrowing. Some loans have origination fees of 1 percent to 12 percent of the loan amount. The fees, which ...
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