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  2. Penalties for driving without insurance in Florida - AOL

    www.aol.com/finance/penalties-driving-without...

    The average cost of car insurance in Florida is $3,594 per year for full coverage and $1,111 per year for minimum coverage. Florida drivers pay significantly more than drivers in the nation as a ...

  3. Florida car insurance laws - AOL

    www.aol.com/finance/florida-car-insurance-laws...

    Keep in mind that Florida’s minimum coverage limits for PIP and PDL are relatively low. A serious accident could easily cause more than $10,000 in property damage or $10,000 in medical expenses ...

  4. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    Most states require a victim to sue the uninsured motorist (or a fictitious John Doe hit and run driver when litigating the second category of uninsured motorist claim) for his injuries in order to prevail on a breach of contract action against the insurance carrier. Some states, such as Virginia, require that the victim actually obtain a ...

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Uninsured/Underinsured coverage, also known as UM/UIM, provides coverage if an at-fault party either does not have insurance, or does not have enough insurance. In effect, the insurance company pays the insured medical bills, then would subrogate from the at fault party. This coverage is often overlooked and very important.

  6. Minimum car insurance coverage requirements in each state - AOL

    www.aol.com/finance/minimum-car-insurance...

    Florida. $10,000 PDL* $10,000 PIP. Georgia. 25/50/25. None. Hawaii. 20/40/10. $10,000 PIP. Idaho. ... In some states, minimum coverage car insurance also includes PIP and uninsured motorist ...

  7. Do you need full-coverage car insurance? What it is, when it ...

    www.aol.com/finance/full-coverage-car-insurance...

    Uninsured/underinsured motorist coverage. Protects you if you're hit by a driver who either has no insurance or whose liability coverage limits are too low to pay for your damages.

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