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2. How does my credit score affect my loan chances? - AOL

   www.aol.com/finance/does-credit-score-affect...

   How your credit score affects your chance of getting a personal loan. Having a good credit score — either a FICO score of 670 or a VantageScore of 660 — will show lenders that you know how to ...

3. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   FICO Auto score 5. FICO Auto score 8. FICO Auto score 9. FICO Auto score 10. Credit card lending. In addition to the standard FICO score 8 or 9, credit card companies might use one of the ...

4. How does deferring a loan affect my credit score? - AOL

   www.aol.com/finance/does-deferring-loan-affect...

   For those with credit cards, car loans, or personal loans, making sure to stay on top of those payments can be critical to a credit score. Remember, payment history accounts for 35% of a FICO® Score.

5. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to ...

6. Credit scorecards - Wikipedia

   en.wikipedia.org/wiki/Credit_scorecards

   A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [2] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a ...

7. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report ...