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Homeowners insurance is a type of insurance that provides coverage for your home and personal property in the case of a covered loss. It can also provide liability coverage if an accident or injury occurs in your home or on your property.
State Farm Homeowners Insurance helps protect your home and personal property from the unexpected. Get a fast and free quote today.
Since your home may be the biggest investment you ever make, it’s important to understand your home insurance coverage options. From market value to replacement cost, you’ve got a lot to consider when determining the right coverage amount for your home.
Home and property insurance from State Farm® helps protect where you call home. Learn more about homeowners insurance, renters insurance and more.
Home insurance quotes are made simple with State Farm®. Curious how much homeowners insurance costs? Get a quote and find out now.
When can I use insurance for home repairs? When you experience a loss that's covered under your policy, those repairs would be paid by your insurance coverage. Insurance typically covers the following damage: Fire or smoke; Windstorm; Hail; Snow or ice; Explosion; Freezing of plumbing; Vandalism; What do home warranty plans cover?
This coverage is available in some states with the manufactured home and farm/ranch policies. Identity restoration coverage helps provide case management and expense reimbursement incurred as a direct result of identity fraud.
What does a homeowners policy cover? Unless it’s excluded in your policy, a homeowners policy typically covers accidental direct physical loss, meaning happening by chance, to your dwelling, other structures, personal liability and medical payments to others.
Explore the options State Farm offers with homeowners insurance from bundling 1 and home protection devices to roofing material or wind mitigation discounts.
Have questions about State Farm Home and Property Insurance? See our FAQs and find the answers you're looking for about coverage, discounts, personal property inventory and more.