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  2. Online banks vs. traditional banks: Comparing rates, features ...

    www.aol.com/finance/online-banks-vs-traditional...

    Dig deeper: High-yield accounts vs. traditional savings account: Why it’s worth the switch Earn up to 4.14% APY on balances of $1,000 and more $0 monthly maintenance fee

  3. High-yield savings vs. traditional savings account: Why it’s ...

    www.aol.com/finance/high-yield-savings-account...

    A high-yield savings account is like a high-powered savings account. It earns a much higher interest rate with fewer fees than you’ll find with a traditional savings account, helping your money ...

  4. High-yield savings accounts vs. CDs: Which is best for ... - AOL

    www.aol.com/finance/high-yield-savings-account...

    And you can rest assured your money is safe: Deposits in high-yield savings accounts are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC) — or the National Credit Union ...

  5. Alternative financial services in the United States - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial...

    There were many reasons why certain people would: Banks made it difficult to obtain personal credit. Banks did not have the wide variety of programs or aggressive marketing that they do today. Many people simply didn't like to deal with bank employees and branches, preferring the more relaxed environment of a consumer finance company.

  6. Time to move your money: January's best high-yield savings ...

    www.aol.com/finance/best-high-yield-interest...

    The savings account offers you up to 3.80% APY with direct deposits of any amount, such as your payroll, pension or Social Security payments, while the checking account unlocks access to a debit ...

  7. Unbanked - Wikipedia

    en.wikipedia.org/wiki/Unbanked

    Both groups share low income as a common characteristic and lack the minimum balance required to open checking and savings accounts. [5] According to Congressman Rubén Hinojosa , half of the unbanked had a bank account previously but are choosing not to have an account and opting to using the services of check cashers and payday lenders instead.

  8. You need money and have no savings. Here’s what to do ... - AOL

    www.aol.com/finance/money-no-savings-instead...

    Get a high-yield savings account for this purpose to help your savings grow more quickly. Pick up some extra work. To be completely honest, I hate giving this piece of advice.

  9. Can I Get a Checking Account With Bad Credit? - AOL

    www.aol.com/checking-account-bad-credit...

    Yes, you can open a checking account with bad credit but it may hinder the process or make it more difficult. This especially applies if the reason you have bad credit includes overdue bills ...

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