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In this home insurance guide, Bankrate’s insurance editorial team provides research to help homeowners make informed decisions on homeowners insurance. What is homeowners insurance?
Earthquake coverage in New Jersey? After a 4.8 magnitude earthquake struck Friday in Hunterdon County, insurance brokers reported a spike in inquiries about whether homes are covered for ...
NJM Insurance Group is an American mutual insurance group of companies, offering personal auto, commercial auto, workers' compensation, homeowners, condo, renters, and umbrella insurance. It is headquartered in the West Trenton section of Ewing Township, New Jersey , and serves markets in Connecticut , Delaware , Maryland , New Jersey , New ...
In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.
In the United States, most home buyers borrow money in the form of a mortgage loan, and the mortgage lender often requires that the buyer purchase homeowner's insurance as a condition of the loan, in order to protect the bank if the home is destroyed. Anyone with an insurable interest in the property should be listed on the policy.
The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]
How to shop for home insurance. Buying homeowners insurance may be simpler than you think. Depending on the home insurance company you choose, you may be able to buy homeowners insurance entirely ...
Home insurance is not required by law; however, your mortgage lender may require it as a term of your loan. What a standard home insurance policy covers depends on the type of coverage a ...
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